ICSE Class 10
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Finance

Banking (Central & Commercial Banks, Accounts)

Official ICSE Class 10 syllabus โ€” session 2026-2027.

2(c) Banking - functions of the Central Bank and Commercial banks, types of accounts and banking transactions.

Functions of the Central Bank and Commercial banks and differences between the two.; types of bank deposit accounts (Savings, Current, Recurring, Fixed Account) and differences; requirement for an account holder for operating a bank account - Pass book, cheque book, Pay-in slip book; Advantages of bank account, advantages and disadvantages of cheques; When can a bank refuse payment of a cheque; Automated Teller Machine (ATM); difference between Cheque and Bank draft.

Source: CISCE ICSE Class 10 Syllabus 2026-2027