ICSE Class 10 Insurance — Mock Test (2027)
Free online mock test for Insurance (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.
What to expect: This mock test covers key concepts from the Insurance chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.
Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.
Sample questions
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1.Which type of insurance covers ships, cargo, and other interests against perils of the sea?
- a.Fire insurance
- b.Marine insurance
- c.Health insurance
- d.Liability insurance
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2.A shipping company insured its cargo worth ₹30 lakhs. During transit, the ship encountered a severe storm, causing some containers to fall into the ocean. The shipping company filed a claim for the loss, but the insurer discovered that the containers were not properly secured as per standard shipping practices. Will the shipping company be compensated for the loss?
- A.Yes, because the storm was an unforeseeable natural event.
- B.No, because the company failed to take necessary precautions.
- C.Yes, because the cargo was fully insured.
- D.No, because the insurer does not cover storm-related losses.
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3.The Principle of Utmost Good Faith requires only the insured to disclose all relevant facts truthfully.
- A.True
- B.False
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4.Which general insurance policy covers medical expenses and healthcare costs?
- A.Marine insurance
- B.Life insurance
- C.Health insurance
- D.Fire insurance
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5.Which principle of insurance requires both the insurer and insured to disclose all material facts honestly?
- A.Indemnity
- B.Utmost Good Faith
- C.Contribution
- D.Causa Proxima
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