ICSE Class 10 Banking and E-Banking — Mock Test (2027)
Free online mock test for Banking and E-Banking (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.
What to expect: This mock test covers key concepts from the Banking and E-Banking chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.
Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.
Sample questions
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1.Identify the picture given below.

- a.Pay-in-slip
- b.Passbook
- c.Cheque
- d.Bank Draft
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2.An employee at ABC Ltd. retires after 20 years of service. The company needs to provide financial security during retirement. Which benefit should be provided?
- A.Gratuity
- B.Provident Fund
- C.Pension
- D.Group Life Insurance
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3.Assertion (A): UPI transactions require users to enter their bank account number and IFSC code for every transaction. Reason (R): UPI allows money transfers using a mobile number, UPI ID, or QR code instead of bank details. (a) Both A and R are true, and R is the correct explanation of A. (b) Both A and R are true, but R is NOT the correct explanation of A. (c) A is true, but R is false. (d) A is false, but R is true.
- a.Both A and R are true, and R is the correct explanation of A.
- b.Both A and R are true, but R is NOT the correct explanation of A.
- c.A is true, but R is false.
- d.A is false, but R is true.
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4.Ravi wanted to open a bank account where he could deposit small amounts every month to save for his child's education. Which account type is most suitable for his needs?
- a.Current Deposit Account
- b.Fixed Deposit Account
- c.Recurring Deposit Account
- d.Saving Deposit Account
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5.Which of the following is an advantage of using Internet Banking?
- A.It requires physical visits to the bank for all transactions.
- B.It allows users to perform banking operations 24/7 from anywhere.
- C.It eliminates the need for any digital security measures.
- D.It restricts users to a limited number of transactions per day.
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